SBI Cards is using EMIs and UPI to win a bigger share of multi-loan borrowers’ wallets. Wider household debt could eventually raise card stress.
Krishnadevan V
August 11, 2026 at 4:03 AM IST
Istock.com
As UPI absorbs low-ticket flows, credit cards are being disintermediated at the surface but entrenched beneath as embedded credit rails.
Ganga Narayan Rath and Chirayu Sharma
April 1, 2026 at 4:58 AM IST
iStock.com